Insurance companies are tricky to deal with. Their goal is to low-ball offer your case with minimum settlement so that the case can be concluded as soon as possible. They are like a vulture circling you while you walk around aimlessly surrounded by your car wreckage, then when you are at your lowest, most vulnerable point, they swoop in and deliberately offer you a low-ball settlement acting like a God-sent angel coming to your rescue.
Before we begin, it’s good to be prepared and get yourself a copy of the Texas accident bible. With it, you will learn how to negotiate a settlement without a lawyer. We genuinely hoped that it could be of use to you in solving your problem. Without further delay. Let’s dive right in, shall we? Here are five tips to settling your car accident claim:
Take Photographs
We know you just had an unfortunate accident befall you, and the first thing you do after you surviving is taking pictures? Sounds absurd, but it’s actually the wise move to do. Prepare substantial evidence to substantiate your claims, take several photos of your injury, the damage to your vehicle, the accident scene, the involved people, etc. Get as much as you can with high-quality to support getting your accident claim.
Investigate
Secondly, go and do a small investigation. Look and ask around for witnesses who saw the accident and note their account so when the police came in, you can properly explain the story while also getting a copy of their report in the process.
Take Account
Record and note everything down to the very last detail to ensure that you know all of the damages caused and injuries suffered. Keep a diary of your injury because sometimes injuries need time to be visible and can be felt. Should this go to court, the judge will most likely ask about the injuries you’ve had and if you had undergone any medical treatment to treat it. But don’t make the rookie mistake of releasing your medical records because they can be used against you by the other party’s insurance company.
Get in Touch with a Lawyer
Seek legal assistance immediately. A competent and knowledgeable lawyer can defend you and provide consultations with no fee until you settled. Choose an attorney that has experience in the court and knows what he/she is talking about.
Notify Your Insurance Company
Give your adjuster a call and tell him/her about the whole account, especially regarding your injuries and how serious they are. They will probably try to low-ball you with a pity settlement. Pro tip: don’t take it. Just hold it until you file a lawsuit, then they will feel the heat coming around their corner.
Conclusion
In the event of such tragedy occurring. It is better to make sure that you and the other party are safe first before proceeding with the whole gamut of tips that we just shared that can help you settle for your car accident claim. Stay sharp and lawyer up!…